Terms of Use
Terms of Use Agreement
Your Commitment to Responsible Use and Our Commitment to Privacy
Welcome to Thrive Lending LLC, your trusted partner in navigating the mortgage process. By accessing and using our website, you’re agreeing to our Terms of Use, which are designed to ensure a safe, reliable, and respectful environment for all our users. This agreement outlines the rules and guidelines for using our website and services. We encourage you to read it carefully.
Terms of Use
Welcome to Thrive Lending LLC (“we,” “us,” or “our”). Our website, along with any services we provide in connection with this website, is offered to you conditioned upon your acceptance of these Terms of Use. These Terms govern your access to and use of our site. Please read them carefully. By accessing and/or using this website, including any services offered here, you agree to be bound by these Terms, regardless of whether you complete a transaction with us; and whether you complete your transaction on the website or through other means such as telephone, email, postal mail, or otherwise. By using this website, you acknowledge that certain features and services may be subject to additional terms, conditions, and disclaimers.
If you disagree with any part of these Terms, you must not use our website. We reserve the right, at our discretion and without notice, to deny access and use of this website to anyone for any reason.
Thrive Lending LLC is licensed as outlined on our website, which is incorporated into this Agreement by reference. The disclosures and consents required under specific state laws are deemed to be provided, received, and agreed to by your use of this website.
Information Subject to Change
We strive to provide accurate and timely information; however, the content may not always be entirely accurate, complete, or current and may include errors or inaccuracies. Information and materials on this site, including terms, conditions, and descriptions, are subject to change at any time without notice. We may also modify the products, services, and any information identified on this site at any time. Applicable terms, conditions, and eligibility requirements for our products and services are subject to change, and not all products and services may be available in all geographic areas. The information on this site is for informational purposes only, and you should verify all information before relying on it. Decisions made based on information contained on this site are your sole responsibility.
Other Sites
Our site may include links to other Internet sites for your convenience. We do not endorse, control, or approve these external sites or their content. We disclaim liability for any other company’s website content, products, privacy policies, or security. If you decide to access any of the third-party sites linked to our site, you do so entirely at your own risk and subject to the terms and conditions of use for such sites.
Disclaimer of Warranties
The information and materials on our site are provided “as is” and without warranties of any kind, either express or implied. We disclaim all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the website will be uninterrupted or error-free, nor do we make any warranty as to the results that may be obtained from using the website, or as to the accuracy, reliability, or content of any information, service, or merchandise provided through the website.
Limitation of Liability
Under no circumstances will Thrive Lending LLC be liable for any direct, indirect, special, incidental, or consequential damages arising from the use of, or the inability to use, this website or from any information provided through this website.
Indemnification
You agree to indemnify, defend, and hold harmless Thrive Lending LLC, its affiliates, and their respective officers, directors, employees, agents, licensors, and suppliers from and against all losses, expenses, damages, and costs, including reasonable attorneys’ fees, resulting from any violation of these Terms or any activity related to your account (including negligent or wrongful conduct) by you or any other person accessing the site using your Internet account.
Governing Law
These Terms and your use of the website shall be governed by the laws of Tennessee, United States, without regard to its conflict of laws principles. Any legal action or proceeding related to this website shall be brought exclusively in a federal or state court of competent jurisdiction situated in Tennessee, United States.
Severability
If any provision of these Terms is deemed unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from these Terms and shall not affect the validity and enforceability of any remaining provisions.
Copyrights and Trademarks
The content displayed on the pages of our website, including the arrangement and compilation of information and materials, is the property of Thrive Lending LLC or is used under license by Thrive Lending LLC unless stated otherwise. This content is protected by U.S. copyright laws and international treaties. The materials on our website, including but not limited to text, design, software, images, graphics, and source code, are copyrighted.
You are granted permission to view the information available on our website for your personal, informational use only. If you download any material from our site for personal reference, you must not remove any copyright or trademark notices, and you acknowledge that you do not gain any ownership rights by downloading copyrighted material.
Copying, republishing, redistributing, transmitting, participating in the transmission of, creating derivatives, altering, editing, or in any way exploiting the materials on our website, including through storage on retrieval systems, is strictly prohibited without the express written permission of Thrive Lending LLC. We expressly forbid the deliberate misuse of our site and reserve the right to terminate your access to our website at any time for any reason, and to inform legal authorities of any illegal activities associated with your use of our site, including hacking and introducing viruses or other malicious software.
Thrive Lending LLC, associated logos, and all related names, logos, product and service names, designs, and slogans are trademarks of Thrive Lending LLC or its affiliates or licensors. You must not use such marks without the prior written permission of Thrive Lending LLC. All other names, logos, product and service names, designs, and slogans on this website are the trademarks of their respective owners.
Website Security
We take the security of our website very seriously and have implemented measures to protect the integrity of our site and the information it contains. As a user, you are expected to respect these security measures and not engage in any actions that could compromise website security. Specifically, the following activities are strictly prohibited:
Unauthorized Access: Attempting to access any data, servers, or accounts that you are not expressly authorized to access is forbidden. This includes trying to bypass any security or authentication measures on the site.
Vulnerability Testing: Scanning, probing, or testing the vulnerability of our website or any associated system or network without proper authorization is not allowed.
Interference: Interfering with the service to any user, host, or network, including, but not limited to, via means of submitting a virus, overloading, “flooding,” “spamming,” “mail bombing,” or “crashing,” is strictly prohibited.
Violating the security of our website may lead to civil or criminal liability. Thrive Lending LLC will investigate incidents involving such violations and may involve, and cooperate with, law enforcement authorities in prosecuting users who are involved in such activities. We reserve the right to take any necessary actions to preserve the security and integrity of our website.
Email & Online Information Requests
We want to remind you that email communication may not always be secure. Thrive Lending LLC advises against sending sensitive or confidential information via email. If you choose to send such information to us through email, it is important to understand that you do so at your own risk. There is a possibility that your information could be intercepted by third parties during transmission.
For secure transmission of confidential information. Should you have any questions about the security of your communications with us or need to share sensitive information, please contact us through our Contact Us page to arrange for a more secure transmission method.
By submitting your information to Thrive Lending LLC through this website or by any other means, you express interest in our loan products and/or services. By doing so, you grant Thrive Lending LLC permission to contact you using the information you’ve provided, including but not limited to email, phone, postal mail, or fax. This permission is granted irrespective of any current or future registration on any federal, state, or local “Do Not Call” lists, “Do Not Mail” lists, or any similar regulatory lists or registries designed to limit marketing communications.
Communications with Thrive Lending LLC
When you send us any form of communication, including comments, complaints, suggestions, improvements, ideas, testimonials, or any other feedback (“Submission” or collectively “Submissions”) through our website or any other communication channels, you agree that:
All Submissions become the exclusive property of Thrive Lending LLC, encompassing all rights and future rights associated with the Submissions. This transfer of rights occurs regardless of any future changes to or deletions of these Terms of Use provisions.
You waive any rights to the Submissions and acknowledge that Thrive Lending LLC has the exclusive right to use, publish, display, commercially exploit, and create derivative works from these Submissions without any obligation for compensation, acknowledgment, or other considerations to you or any third party.
Thrive Lending LLC reserves the right to record and monitor all communications directed to us. By engaging in any form of communication with Thrive Lending LLC, you consent to the recording and monitoring of these communications.
Privacy
At Thrive Lending LLC, we recognize the importance of protecting your personal and financial information. Ensuring the confidentiality and security of your data is a responsibility we take seriously. For detailed information on how we collect, use, protect, and share your information, please refer to the Thrive Lending LLC Privacy Policy. You can access our Privacy Policy by clicking on the link provided at the bottom of our website.
General
Thrive Lending LLC reserves the right to amend these Terms of Use at any time and without prior notice. However, we will ensure that the latest version of these Terms is always accessible to you via a link at the bottom of our website. Your continued use of the website and the services provided through it, following any updates to these Terms of Use, signifies your acceptance of and agreement to be bound by the updated terms. This includes any form of access to our website, whether it’s for browsing, obtaining information, or using our services.
Questions?
If you have questions regarding our use of your information, please contact us:
Thrive Lending LLC
2035 Tollgate Blvd, Thompson Station
TN 37179
Email: info@thrivelt.com
Thank you for trusting Thrive Lending LLC.